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About USDC



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by Bluechip

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Arbitrum, Avalanche, Base, BNB Chain, Ethereum, Gnosis Chain, Optimism, Polygon, zkSync

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Find below the answers to the most common questions about the USDC stablecoin. When available, we give you links to in-depth articles for further reading.

The USDC is a stablecoin pegged 1-to-1 to the US dollar. It is centralized, as it is backed by a reserve made of cash, U.S. Treasury Bills and other types of securities. It is currently the second largest stablecoin of the market after the USDT.

Right now, 1 USDC is worth NZ$ .

Right now, 1 New Zealand dollar is equal to USDC.

Circle is the company issuing and managing the USDC and EURC stablecoins. It was created in 2013 in the United States, where it is still based and regulated today.

A stablecoin is a type of cryptocurrency designed to have the same value as a given fiat currency, like the US dollar. Its purpose is to let users invest in and out of volatile crypto-assets easily while remaining on chain, to facilitate crypto payments, and to denominate the price of other tokens in currencies that people are familiar with.

The USDC is fully backed by a reserve of highly liquid cash and cash-equivalent assets and is always redeemable 1-for-1 with US dollars. Moreover, it is regulated in the United States and publishes transparent reserve reports, so it's reasonable to say that the USDC is safe. For a more detailed analysis of USDC's safety, read its rating on

The USDC is officially issued and minted by Circle on several chains, but it also exists on other networks that the company doesn't support. In that case, third party bridge platforms take native USDC from a supported chain, lock it in a vault and issues a USDC token on a target chain. In such case, that bridged version of USDC is usually called USDC.e.

The USDC is designed to follow the price of the US dollar, it is therefore determined by it. Maintaining such peg mechanism is challenging, and it is possible for the USDC to deviate from the US dollar price for various technical or market reasons.

You never store USDC in itself. Instead, you store the private key giving you access and control over a wallet address that contains USDC. That key is stored in a wallet, which provides an interface to use it. To learn more, read our in-depth guide on storing crypto assets.

To send USDC, you use a crypto wallet like Bridge Wallet where you will choose the amount to send and the destination address. Confirm and send, that's it!

You can buy USDC with us here from New Zealand by sending us bank transfers in NZD, avoiding that way unnecessary currency exchange fees. For more information, have a look at our step-by-step tutorial on how to buy USDC.

You can swap USDC here against one of the cryptocurrencies that we support, using any self-custodial USDC wallet. For more information, have a look at our step-by-step tutorial on how to swap USDC.

To cash out USDC with us, you simply need to transfer your crypto to our address. We'll convert your USDC in NZD, then transfer the funds to your bank account in New Zealand. For more information, have a look at our step-by-step tutorial on how to sell USDC.

USDC-NZD conversion table

USDC iconUSDCNZD iconNew Zealand dollar
10 USDC=
15 USDC=
25 USDC=
50 USDC=
100 USDC=
1,000 USDC=
10,000 USDC=
100,000 USDC=
1,000,000 USDC=
NZD iconNew Zealand dollarUSDC iconUSDC
NZ$ 1 NZD=
NZ$ 5 NZD=
NZ$ 10 NZD=
NZ$ 15 NZD=
NZ$ 25 NZD=
NZ$ 50 NZD=
NZ$ 100 NZD=
NZ$ 1,000 NZD=
NZ$ 10,000 NZD=
NZ$ 100,000 NZD=
NZ$ 1,000,000 NZD=

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